Looking for a new way to say “I love you” this Valentine’s Day? It’s called “love insurance.” We buy it to protect the ones we love. Sometimes the best gift can’t be seen. Show your love by giving something that is Meaningful, Memorable and Enduring.
You may ask what does Life Insurance have to do with love. They
are closely linked to each other. You buy life insurance when you
truly love the person you bought it for? You may not be around to
see or experience the benefits your life insurance purchase has provided to your
loved ones. It is the ultimate act of enduring love, lets loved ones know that
you care so much that you’ve made plans to provide for their well-being even
after you’re gone.
Don’t wait until it is too late! Life Insurance does not cost a lot and it is easy and fast to set up a policy. Aren’t your loved ones worth it?
Contact Kelly at 708-444-0050 or fill out sign up form to get a free consultation to see how you can protect the ones you love with Life Insurance.
Those are probably the two questions I get asked the most on this topic. Many people don’t want to plan for that unfortunate loss of a family member, but avoiding the hard realities of life may leave your family with negative financial consequences in the future.
Life insurance is there as a “safety net” for your family so that they would not suffer financially if you were to die. Anyone that relies on someone financially should have a life insurance policy. Life insurance is the one policy that is guaranteed to pay out one day. According to MSN, “40% of households with children under 18 say that they would have trouble paying their living expenses immediately if the primary breadwinner passed away.” Yet 30% of Americans don’t have life insurance, according to MSN!
In order to know how much you need there are a few ways that you can go about finding that out. *CNN Money says that one rule of thumb is to purchase enough coverage to replace 5-7 years of your salary or 10 years if you have children. That’s not always the case with everyone. *Evaluate all of your family’s needs while taking into consideration all of your debts (i.e. house, auto loans, credit cards, etc.). Add up your total debts and take out an insurance policy for that amount at a minimum. That way your family at least has peace of mind knowing that the bills will be covered. Either way is a great idea, but it all depends on what each family can afford financially.
If you have more questions about life insurance or would like a no obligation review, please feel free to contact me so we can discuss how to protect your family’s future.
Feel free to email or call me with any questions or comments about my services or if you have any insurance related inquires.