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Open Enrollment has ended…now what??

In order to make changes to your policy or to obtain new coverage you MUST qualify for a “special election period”.  Qualifying events that entitle you to a special election period are listed below.




*Loss of employer sponsored health insurance

*Exhaustion of COBRA

*A dependent turning 26 and is currently covered under their parent’s plan

*Your current plan is up for renewal outside of open enrollment

*Change of income resulting in newly eligible/ineligible for a tax credit

*Loss of eligibility to Medicaid or CHIP

*Divorce/legal separation

*Death of the primary policyholder

*Gaining status as a citizen

*No longer incarcerated


Feel free to email or call me with any questions or comments about my services or if you have any insurance related inquires.


Phone: 708.444.0050


Monday - Friday: 10am - 5pm
Evening and weekends
available upon request