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Open Enrollment has Officially Started

Open Enrollment has officially started and will continue through February 15th.  Here is what you can expect during this time….


*Some plans purchased before 2014 are still being extended through 2015.  Your carrier/agent would have contacted you by now if your plan was being terminated.  If you are happy with your plan you do not need to do anything.  If you are unsure if your old plan is still the best option contact me for a comparison.


*If you have a 2014 plan without a subsidy (aka assistance) and are happy with this plan you do not need to do anything.


*If you have are receiving a subsidy I strongly recommend that you verify the income information that was originally reported.  You may actually qualify for additional assistance!


*Any changes/new enrollment done by December 15th will take effect January 1st.  Any changes/new enrollment done after December 15th will take effect February 1st.

Keeping Your Existing Health Insurance Coverage

1 Your carrier will be mailing a letter to you detailing any possible plan changes. Be sure to note your 14 digit plan ID.


2 Review any possible changes to your Marketplace Account. Log in to your account via and answer any questions to get your 2015 application. You may be eligible for lower costs than last year.


3 While in your account go to the “Enroll To Do List” to compare plans. This is where you can choose a different plan or if you are happy with your existing plan plug in your 14 digit plan ID.


Open Enrollment will be November 15th-February 15th. For a January 1st effective date all changes/plan selections must be received by December 15th.


Feel free to email or call me with any questions or comments about my services or if you have any insurance related inquires.


Phone: 708.444.0050


Monday - Friday: 10am - 5pm
Evening and weekends
available upon request