You may be surprised at what can be saved after it has been damaged from water. The most important tip is to get rid of the water ASAP. The longer the water sits the more of an issue it becomes with mold and the harder it is to repair. Below are some tips to remediating your water damage.
*Remove important items that can be picked up and moved to another room. Once removed from the water dry with a fan.
*Find the source of the water. There may be leaves clogging a sewer or a faulty sump pump. If so, remove the leaves or replace the sump pump. If you need a referral I can provide you with one for immediate sump pump repair.
*Use a dehumidifier or air conditioner to circulate the air and reduce moisture buildup in your basement.
*Confirm that your policy has sump pump/sewer back up coverage, the endorsement will provide coverage for water removal and damaged items.
*Since 1997, the Homeowners insurance industry has suffered more than $50 billion in underwriting losses, according to the Insurance Information Institute.
*The industry estimate for 2012 is a $12 billion underwriting loss.
*A lot of this is due to increased natural catastrophes—there have been an average of 63 natural catastrophes a year since 1997 compared to an average of 32 a year for the previous 16 years (’81-’96).
*And, a lot of it is due to the severe nature of the claims—the severity of catastrophe-related claims is up 200 percent from ’97 to 2011.
The last few months have been pretty interesting to say the least. I have spent a lot of time updating my “internet presence”. You can now see Kelly Burke Insurance on LinkedIn, Facebook, my own website (kellyburkeinsurance.com). My next venture is to start posting informational videos on You Tube. Contact me to be added to my email list.