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    Updates about the Healthcare Reform

    I am finally seeing a time frame for receiving answers and in doing so, the next few months will be crucial. July begins the certification process. As a licensed agent I will be getting certified to be able to advise you of your options in and out of the Marketplace/Exchange. Below is a breakdown of the information I received today. You will notice some differences between my original Healthcare Reform post.

    -Open Enrollment begins October 1st-December 15th policies written during this time will have an effective date January 1st.
    -Policies written between December 16th-March 31st will have an effective date of the 1st of the following month (for example: a policy written January 15th will have an effective date of February 1st).
    -Enrollment ENDS March 31st. If you do not have a policy at this time you will NOT be able to enroll until open enrollment. You will be able to enroll at any time if there is a qualifying life event (for example: marriage, divorce, birth of child, loss of employment, etc).


    Feel free to email or call me with any questions or comments about my services or if you have any insurance related inquires.


    Phone: 708.444.0050
    Email: [email protected]


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