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    How to Offset High Deductibles Associated with Healthcare Reform

    Posted: February 22, 2014

    Have you heard about Critical Illness Insurance and Accident Coverage?

    • Critical illness insurance is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy (usually cancer, heart attack, or stroke).
    • Accident Coverage is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is involved in an accident at work or play (examples include: broken bones, stitches, sports related injuries and general clumsiness).

     

    Since preventative services come standard with ALL plans you are more likely to use your deductible due to a critical illness or injury. The purpose of these plans are to use the funds towards your deductible.

     

    Rates depend upon age and amount of coverage but can start as low as $2.75 per month with $10,000 in coverage.

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    Questions

    Feel free to email or call me with any questions or comments about my services or if you have any insurance related inquires.

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    Phone: 708.444.0050
    Email: kelly@kellyburkeinsurance.com

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