I am finally seeing a time frame for receiving answers and in doing so, the next few months will be crucial. July begins the certification process. As a licensed agent I will be getting certified to be able to advise you of your options in and out of the Marketplace/Exchange. Below is a breakdown of the information I received today. You will notice some differences between my original Healthcare Reform post.
-Open Enrollment begins October 1st-December 15th policies written during this time will have an effective date January 1st.
-Policies written between December 16th-March 31st will have an effective date of the 1st of the following month (for example: a policy written January 15th will have an effective date of February 1st).
-Enrollment ENDS March 31st. If you do not have a policy at this time you will NOT be able to enroll until open enrollment. You will be able to enroll at any time if there is a qualifying life event (for example: marriage, divorce, birth of child, loss of employment, etc).